A Texas flag hangs from a flood-damaged tree on the bank of the Guadalupe River in Kerrville, Texas after deadly floods in July 2025. A group of emergency experts appointed by President Trump is recommending that the Federal Emergency Management Agency (FEMA) provide less money to states to help prepare for and respond to disasters including floods.

A group of emergency experts wants the Trump administration to raise the bar for federal help after disasters, and also make it easier for survivors to get money quickly.

(Image credit: Darren Abate)